Types of insurance covers which businesses should have

Business owners/entrepreneurs should keep their businesses on the safer side due to unforeseen circumstances by  taking insurance cover policy.The entrepreneurs can insure their business against the following risks factors that can occur in their business enterprises.The following are insurance policy which your business can should have:
This insurance policy covers the whole building of your business premises since repairing of your business buildings/structures can be very expensive so building’s insurance would save you a fortune in advance. This insurance policy covers the cost of repairing or rebuilding your building’s if it is damaged by either storm,floods,fire,lightening or other calamities.
This insurance policy will cover your business assets against loss or damage which can occur on them.This policy will cover your business when it is burgled or when fire or flood destroys your business properties. In this insurance policy your business will get new items to replace your damaged or lost one’s.

Income protection insurance policy

This insurance policy will covers your business against financial difficulties the business faces.In this policy,the business will be compensated incase the business incur losses in their financial years or incase business money either get burnt  by fire or nether  stolen.

Medical insurance covers

This insurance policy will cover the health of the employees/staffs who have been employed in the business organization’s.This policy will cover employees when they are either sick or get injured while they are at work stations.

Car insurance policy

This insurance policy includes:

Third party policy:This policy covers your employees when they get involved in accident with company’s vehicles plus all the damages the vehicle will cause to other properties.The insurance will compensate all injured employees.

Comprehensive cover policy:This insurance policy will  covers the company’s vehicle it either get damaged through accident’s or  either the vehicle’s catches fire or get stolen or when the vehicle’s get damaged by natural calamities such as storm,earthquake or flood.

It is important for the entrepreneurs to insure their business so as to avoid extra expense in restoring your business to its state once calamities occurs unexpectedly.

Related links
Insurance
What is insurance
What is cover policy
Types of insurance cover which your business should have
What is indemnity
What is deductible when taking insurance policy cover
How to prevent the business from fire

Finance
How to finance business's
How to manage finance within the business
Factors to consider before taking business loans
Types of loans
How business's can get loans from the bank easily
How to prevent the business from being bankruptcy
How to make money from all wastes in the business
How to make money in your business
Services which the business can get from bank's
Expenses which entrepreneurs encounters during their business operation
How to invest effectively in business
Types of bank accounts which business's can open from the bank

Advertisements
How to effectively advertise goods and services
The correct time when business have to advertise their goods and services
What to consider before advertising your business goods and services
What details should be included when advertising products and services
The correct time when business have to advertise their goods and services

Customers
What to consider when taking customer order
How businesses can receive feedback from customers
How entrepreneurs can know trust worthy customers
How entrepreneurs cannot mislead customers
How to make customers to purchase goods and services which you are selling
How entrepreneurs can avoid misunderstanding with customers when taking their orders
How customers will easily identify the goods and services which you are selling
How entrepreneurs can attract more customers to their business
How entrepreneurs can treat customer’s well within their businesses

Discounts
Why business's gives discounts to customers
What is trade discount in business
What is quantity discount in business
What is cash discount in business
What is seasonal discount in business
What is promotional discounts
What is geographical discount
What is accumulative quantity discount in business
What is non-accumulative quantity discount in business
Type of discounts in business

Entrepreneurship
How to be successful in entrepreneurship
How you can sell goods and services cheaply within your business
Expenses which entrepreneurs encounters during their business operation
Factors to consider before starting the business
How to get business ideas
How to display goods/services in the business
How to display goods/services in the business
How to know that your business is performing well
When should entrepreneurs increase price for the goods and services which they sell
How to work comfortably within the business
Types of business records
How to classify business files
How to partition offices within the business

Purchases
Types of purchases which entrepreneurs do
Disadvantages of hire purchase to the seller in business
Advantages of hire purchase to the seller in business
Disadvantages of hire purchase to the customers in business
Advantages of hire purchase buying to the customers in business
What is hire purchase in business

Stocks and Shares
What is IPO(Initial Public Offering) in stock market exchanges
What is stock broker when buying and selling shares
Difference between outstanding shares and treasury stocks at stock exchange
What is guaranteed preference shares when purchasing shares at stock market exchange
What is redeemable shares when purchasing shares at stock market exchange
What is non-convertible shares
What is convertible preference shares when purchasing shares at stock market exchange
What is non-participating preference shares when purchasing shares at stock exchange market
What participating preference shares when purchasing shares at stock exchange market
What is non-cumulative-preference shares when purchasing shares at stock exchange market
What is cumulative preference shares when purchasing shares at stock exchange market
What is preference shares when purchasing shares at stock exchange market
What is ordinary shares when purchasing shares at stock exchange market
Types of preference shares in stock exchange
Types of shares in stock exchange market
What are shares in stock exchange market

Human resource
How to hire best employees in business organization's
How to motivate employees within business organization's
How to study behaviour of employees within the business
What you should know about your employees
Benefits of having intern workers within your business
What is performance contract in business
What is employee's records and details to be included in employee's records
Steps to be taken before business can hold meeting for their employees
How employees can be active within the business organization's
How to supervise your employees
Ettiquette’s which should be maintained by employees within the business
What is performance contract
Importance of delegation within the business organization's
What is chain of command in business
How office messengers will deliver information's quickly within the business

Business cleanliness
Types of cleaning facilities which business must have
How employees can maintain good hygiene within business organization's
How to remove dusts from within the business organization's
Effects of dusts within the business organization's
How to wash business toilet thoroughly clean
How the business can have sufficient water
Major functions of water within business organization's